Speck Financial Services provides full-service financial planning and a collection of financial products through top line companies uniquely coupled to maximize a client’s individual situation. Some of our products and services include:
- Retirement Plans - Roth and Traditional IRA's. With Bond, Balanced, Equity, Growth and Income Mutual Funds and Equity Indexed Annuities. 403 (b), 457 Plans.
- College 529 plans.
- Charitable Gifting through Life Insurance & Annuities.
- Non-Qualified Mutual Funds and Equity Indexed Annuities
- Life Insurance - Whole, Term, Return of Premium Term, Universal,
Variable and Indexed Universal Life.
- Asset Based Long Term Care - Not a "use it or lose it" product.
- Cash Value & Return of Premium Disability Income policies.
- Immediate guaranteed income annuities.
- Guaranteed Income Riders.
- Multi Year guaranteed annuity products.
- Financial Estate Planning with Life Insurance & Long Term Care.
- IRA, 401k, Savings & Investment, 403 (b), 457 Plan Rollover & Transfers from former employers and other investment plans.
- Required Minimum Distribution (RMD) withdrawals and planning from IRA & Qualified retirement plans.
- Family Beneficiary management and Inheritance planning of received benefits from life insurance and other retirement or savings vehicles.
- Retitling and Beneficial IRA management and planning on inherited monies.
- Critical Illness Plans.
For more information regarding the above services, or if you have particular needs or interests in services not listed, please feel free to Contact Us.